Analyze, Score, Win!

We provide risk management consultancy, develop and implement credit scoring strategy using our breakthrough decision making platform WingsDM™.

Wings Partners LLC was established in 2018 by a team of risk management professionals with executive management experience in one of the largest and most dynamic retail banks of Central Asia

14 y

of credit risk management experience

25 y

of financial  management experience

16 y

of software development  experience

Our Services

We help companies implement change with a positive impact using innovative technologies and our experience in business transformations.

We provide a universal scoring platform WingsDM™, designed to make quick and accurate automated decisions. Our consulting services include high degree of professional participation in the implementation of projects and new solutions, ensuring the achievement of outstanding results.

Real stories from our Сustomers

30502633

Credit applications scored with WingsDM™

Credit Scoring Decision
Management Platform
WingsDM™

  • Contains built-in expertise
  • Flexibility, functionality and easy integration
  • Ready-to-use connectors to external data providers

Credit Scoring

Data Verification

WingsDM™ platform allows independently connect to external sources of information in order to validate Customer’s data.

Creditability Analysis

Analysis of customer’s ability to service a loan using data driven models or hard rules

Antifraud Rules

Flexible anti-fraud methods and tools implemented in the system gives fast response to emerging threats and significantly reduces losses

Risk Based Pricing

Built-in solution to offer low interest rates to customers with high credit ratings and higher interest to risky customers.

Alternative Offers

Alternative offers The system uses complex algorithms to quickly calculate possible alternatives to rejected terms.

Cross/Up Sales

Together with risk reduction, WingsDM™ helps increase sales by offering customers more than requested amount or another credit product.

Credit Scoring

Data Verification

WingsDM™ platform allows independently connect to external sources of information in order to validate Customer’s data.

Creditability Analysis

Analysis of customer’s ability to service a loan using data driven models or hard rules

Antifraud Rules

Flexible anti-fraud methods and tools implemented in the system gives fast response to emerging threats and significantly reduces losses

Risk Based Pricing

Built-in solution to offer low interest rates to customers with high credit ratings and higher interest to risky customers.

Alternative Offers

Alternative offers The system uses complex algorithms to quickly calculate possible alternatives to rejected terms.

Cross/Up Sales

Together with risk reduction, WingsDM™ helps increase sales by offering customers more than requested amount or another credit product.

Decision Making Tools

WingsDM™ provides all the necessary tools to effectively manage Scoring process

In-Memory Calculations

Effective way to control online fraud. System can detect anomalies during the day

Black Lists

It is possible to create custom lists like black, grey and white lists in the system

Decision Tables

Our system has ability to use multidimensional decision tables

Hard Rules

Essential part for digitalization of the underwriting process

Groupings

Very convenient tool to define any risk groups

Decision Trees

Decision trees like scoring models are integral part of the underwriting process

Functions

With functions it is possible to create very sophisticated rules or processes

Scoring Models

System has ability to upload or manually configure any scoring model

Decision Making Tools

WingsDM™ provides all the necessary tools to effectively manage Scoring process

In-Memory Calculations

Effective way to control online fraud. System can detect anomalies during the day

Black Lists

It is possible to create custom lists like black, grey and white lists in the system

Decision Tables

Our system has ability to use multidimensional decision tables

Hard Rules

Essential part for digitalization of the underwriting process

Groupings

Very convenient tool to define any risk groups

Decision Trees

Decision trees like scoring models are integral part of the underwriting process

Functions

With functions it is possible to create very sophisticated rules or processes

Scoring Models

System has ability to upload or manually configure any scoring model

Flexibility of
WingsDM™

WingsDM™ helps data analysts to effectively analyze data, test the outcome and deploy new rules and models into the system

Storing Data

The system saves all fields, all results and values of all parameters used. This gives huge opportunity to calibrate risk strategy and get better results

Risk Strategy Versioning

All changes to the risk strategy are logged and saved, providing an opportunity to see who, what and when changed in setting up the decision logic. Redeployment of old strategy is easy and takes seconds

Multi-Level Testing

The strategy can be tested using various options like back-testing on historical applications, live testing with current applications and using champion/challenger technique

Online Deployment

Strategy can be deployed online without restarting the system

Usability

Due to simplicity and convenience of user interface, setting up business logic does not require participation of IT

Built-in BPM

WingsDM™ has ability to directly connect to external data sources to use in the risk strategy, such as Credit Bureaus, Client Income data sources, etc.

Easy Data Preparation

Risk analysts can add any calculated parameters to models without help from IT department

High Performance

In-memory processing of data ensures immediate scoring results even at extremely high loads

Instant Integration

System can integrate with any new data source in minutes without coding

Storing Data

The system saves all fields, all results and values of all parameters used. This gives huge opportunity to calibrate risk strategy and get better results

Risk Strategy Versioning

All changes to the risk strategy are logged and saved, providing an opportunity to see who, what and when changed in setting up the decision logic. Redeployment of old strategy is easy and takes seconds

Multi-Level Testing

The strategy can be tested using various options like back-testing on historical applications, live testing with current applications and using champion/challenger technique

Online Deployment

Strategy can be deployed online without restarting the system

Usability

Due to simplicity and convenience of user interface, setting up business logic does not require participation of IT

Built-in BPM

WingsDM™ has ability to directly connect to external data sources to use in the risk strategy, such as Credit Bureaus, Client Income data sources, etc.

Easy Data Preparation

Risk analysts can add any calculated parameters to models without help from IT department

High Performance

In-memory processing of data ensures immediate scoring results even at extremely high loads

Instant Integration

System can integrate with any new data source in minutes without coding

Transformation with
WingsDM™

We help financial institutions to transform their business models using innovative technologies and our experience in business transformations.

Learn more