We provide risk management consultancy, develop and implement credit scoring strategy using our breakthrough decision making platform WingsDM™.
Wings Partners LLC was established in 2018 by a team of risk management professionals with executive management experience in one of the largest and most dynamic retail banks of Central Asia
of credit risk management experience
of financial management experience
of software development experience
We help companies implement change with a positive impact using innovative technologies and our experience in business transformations.
We provide a universal scoring platform WingsDM™, designed to make quick and accurate automated decisions. Our consulting services include high degree of professional participation in the implementation of projects and new solutions, ensuring the achievement of outstanding results.
Credit applications scored with WingsDM™
WingsDM™ platform allows independently connect to external sources of information in order to validate Customer’s data.
Analysis of customer’s ability to service a loan using data driven models or hard rules
Flexible anti-fraud methods and tools implemented in the system gives fast response to emerging threats and significantly reduces losses
Built-in solution to offer low interest rates to customers with high credit ratings and higher interest to risky customers.
Alternative offers The system uses complex algorithms to quickly calculate possible alternatives to rejected terms.
Together with risk reduction, WingsDM™ helps increase sales by offering customers more than requested amount or another credit product.
WingsDM™ provides all the necessary tools to effectively manage Scoring process
Effective way to control online fraud. System can detect anomalies during the day
It is possible to create custom lists like black, grey and white lists in the system
Our system has ability to use multidimensional decision tables
Essential part for digitalization of the underwriting process
Very convenient tool to define any risk groups
Decision trees like scoring models are integral part of the underwriting process
With functions it is possible to create very sophisticated rules or processes
System has ability to upload or manually configure any scoring model
WingsDM™ provides all the necessary tools to effectively manage Scoring process
WingsDM™ helps data analysts to effectively analyze data, test the outcome and deploy new rules and models into the system
The system saves all fields, all results and values of all parameters used. This gives huge opportunity to calibrate risk strategy and get better results
All changes to the risk strategy are logged and saved, providing an opportunity to see who, what and when changed in setting up the decision logic. Redeployment of old strategy is easy and takes seconds
The strategy can be tested using various options like back-testing on historical applications, live testing with current applications and using champion/challenger technique
Strategy can be deployed online without restarting the system
Due to simplicity and convenience of user interface, setting up business logic does not require participation of IT
WingsDM™ has ability to directly connect to external data sources to use in the risk strategy, such as Credit Bureaus, Client Income data sources, etc.
Risk analysts can add any calculated parameters to models without help from IT department
In-memory processing of data ensures immediate scoring results even at extremely high loads
System can integrate with any new data source in minutes without coding
We help financial institutions to transform their business models using innovative technologies and our experience in business transformations.
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